Like all my financial recommendations to ultimately rely on professionals (CPAs & financial planners), you also need to rely on a professional sometimes for your mental and emotional health. I know, therapy can be expensive, but if you need to get your head straight then paying for a few sessions is going to cost a heck of a lot less than whatever damage you may cause to your life if you’re too depressed and anxious. If you have a job with benefits you can also check with them to see if they have an Employee Assistance Program. It’s usually a confidential line you can call and someone on the other end will help you find a therapist. The program will usually also pay for a number of sessions per year. However, not all therapists are created equal. You’ll want to do your research and ask around for references, if comfortable. You may end up tyring a few different therapists before you find one that is a fit. Don’t give up if the first person you see isn’t a match.
Now, you’ll probably end up at a therapist for the first time because of a life event or crisis that you can’t cope with on your own. You’ll probably see them for a while then when things are stable you’ll see them less frequently. The good news is once you’ve found a good one you’ll always have their number in your Rolodex in case you need to make an appointment.
Finally, your insurance may not cover a therapist you really, really, like. You may have to pay more out of pocket, but if you’re in a bad way then it may be worth it.
Click here for some more tips from the good folks at the American Psychological Association.
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